Using Mortgage Professional

Using Mortgage Professional

Mortgage Professional There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in...
Ready To Buy

Ready To Buy

BUYERS MONTHLY HOUSEHOLD BUDGET Creating a Budget for Your Family                       If you find yourself falling behind on your monthly payments, then it’s time to start learning some of the basics of creating a budget.  The first rule of thumb for a financially...
Home Ownership Basics

Home Ownership Basics

Hire an Agent I am an agent, I believe in hiring a buyer’s agent first. But you don’t have to if you prefer to go to open houses and look through a mumbo jumbo of homes online. Mostly, an agent will save you time. An agent can send you listings directly from MLS that...
Glossary

Glossary

REAL ESTATE TERMS AMORTIZATION – The number of years it takes to repay the entire amount of a mortgage. APPRAISAL – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage. APPRECIATION – The increase of a property’s value...